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Mortgage Guide

How to Get a Mortgage

Get Approval Letter

After all of your documents are in, the official preapproval process will begin. This will be the step that determines the size and conditions of your mortgage loan. It is a good idea to get preapproved because you will be able to see just how much you will be paying monthly to pay back your loan.

The preapproval process will have you answering more questions for your lender, related to your credit, your income and any other areas of your life that revolve around how much money you have and how many assets you won. Once youre credit is verified and examined, you will receive your preapproval quote. Once you have been preapproved, you are then able to start the next, most exciting part of buying a home: house hunting.