A property appraisal is one of the few things you’ll have to take care of after you find a house. You may also need to complete some additional property requirements, like pest inspections, depending on your loan type.

Your personal mortgage banker will monitor the status of your Platinum Approval and keep you updated. Your approval stays active so long as your continue to meet the loan’s requirements.

Your personal mortgage banker will review your income, assets, and credit to help you determine the maximum loan amount you can afford.

Once we receive all your documentation, your Platinum Approval should take approximately 24-48 hours.

Yes, with a Platinum Approval, a lot of the work is completed upfront. You can close in as little as 7 business days once you are in contract.

With a Platinum Approval, we’ve eliminated any doubt a seller may have about your approval status. When other buyers present their offer, it is unknown whether they can get fully approved by their lender. A Platinum Approval offer has been fully pre-approved, and in the seller’s eyes, your offer is as good as a cash buyer’s. A cash offer is guaranteed funding for a house, and a Platinum Approval is the next best thing.

Absolutely! We encourage first-time homebuyers to apply for a Platinum Approval before starting their home buying search. It takes away any financing surprises and lets you shop with confidence.